Paypal Business To Personal: A Comprehensive Guide


PayPal is a popular online payment system that allows individuals and businesses to easily send and receive money across the globe. While PayPal offers both personal and business accounts, many users often wonder about the differences between the two. In this article, we’ll take a closer look at PayPal Business to Personal and explain how it works.

What is PayPal Business?

PayPal Business is a type of account designed for businesses and organizations. With a PayPal Business account, you can receive payments from customers, accept credit card payments, and send invoices. Additionally, you can also manage your business finances, view transaction history, and track expenses.

What is PayPal Personal?

PayPal Personal, on the other hand, is designed for individuals who want to send and receive money online. With a PayPal Personal account, you can send money to friends and family, pay for goods and services online, and receive payments.

The Main Differences

While both PayPal Business and Personal accounts allow you to send and receive money online, there are several key differences between the two. The main differences include:


PayPal Business accounts are subject to fees for receiving payments, while Personal accounts are not. Additionally, PayPal Business accounts may also be subject to transaction fees and monthly fees.


PayPal Business accounts come with additional features that are not available with Personal accounts. For example, Business accounts can create and send invoices, track expenses, and manage multiple users.

Legal Requirements

Business accounts may be subject to additional legal requirements, such as business licenses and tax ID numbers.

How to Switch from PayPal Business to Personal

If you have a PayPal Business account and want to switch to a Personal account, the process is relatively simple. Here’s how to do it:

  1. Log in to your PayPal account.
  2. Click on the “Profile” tab.
  3. Select “My Settings.”
  4. Click “Close Account” under “Account Type.”
  5. Follow the prompts to close your Business account and open a Personal account.

Benefits of PayPal Business

While PayPal Personal accounts may be suitable for individuals, PayPal Business accounts offer several benefits for businesses. These benefits include:

Professional Image

Using a PayPal Business account can help to establish a professional image for your business. It shows that you are a legitimate business that is serious about your finances.

Increased Payment Options

With a PayPal Business account, you can accept credit card payments and send invoices. This can help to increase the payment options available to your customers.

Improved Financial Management

PayPal Business accounts come with tools and features that can help to improve your financial management. For example, you can track expenses and view transaction history.


In conclusion, PayPal Business to Personal is a useful feature for users who want to switch from a Business account to a Personal account. While there are several key differences between the two account types, both offer a secure and reliable way to send and receive money online. Whether you’re an individual or a business owner, PayPal has something to offer.