A new academic study says the money market is not a “fair game” for stock market managers.

The study, led by John A. Tkacik, a professor at the University of Toronto, suggests that investing in the stock market is less risky than it is for the general public.

It also concludes that the stock markets aren’t as attractive as they once were for people in general.

“The idea that investing is a free lunch for people that can afford it is false,” Tkacek said in a statement.

“The stock market isn’t the best investment for everyone.”

The research is based on an analysis of the most recent earnings reports of nearly 400 large- and small-cap stocks.

The researchers examined whether investors in the S&P 500 are more likely to make a profit on a stock if the stock is trading in a particular price range than if it is traded in a different price range.

They found that the average investor was more likely than the average stockholder to make money if the market price was higher than the target price, but that the difference between profit and loss was minimal.

Investors were also more likely when the market was lower than the benchmark than when it was higher.

The research has been published in the journal Investor Economics and focuses on the “fundamental psychology” of investment behavior.

The study looked at stock portfolios made up of a total of 1,000 investors.

The investors were randomly chosen to have a median age of 30 and to be from different industries.

They were also asked to estimate their expected annual returns, or “fundamentals.”

The researchers then looked at each individual’s portfolio over the next six years.

Their results indicated that the fundamental psychology of investment can affect the risk and reward of buying and selling stocks.

For example, investors that invested in a stock with an average price of $70 per share were significantly more likely (19.7 percent) to make $7,500 per year, or $3,000 per year more than the portfolio’s average return, while those who invested in the same stock with a price of just $40 were less likely (7.4 percent) and $2,400 per year less than the expected average return.

Investors that invested only in stocks with a median price of more than $100 per share made less money (0.9 percent) but had an average return of $8,000.